(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){ (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o), m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m) })(window,document,'script','https://www.google-analytics.com/analytics.js','ga'); ga('create', 'UA-99108651-1', 'auto'); ga('send', 'pageview'); Small Business Admistration Funding Programs Loans Skip to main content

5 Truths To Outlast The Coronavirus Outbreak | Joseph Prince

<iframe width="480" height="270" src="https://www.youtube.com/embed/0_a-ffZoDsg?clip=
Post a Comment

Small Business Admistration Funding Programs Loans

https://www.sba.gov/funding-programs/loans

2017 Hurricane Recovery: Get information about disaster assistance, or find out how you can help.
Close
A woman and a man review loan documents.

Loans

Start or expand your business with loans guaranteed by the Small Business Administration. Use Lender Match to find lenders that offer loans for your business.

The SBA helps small businesses get loans

The SBA works with lenders to provide loans to small businesses. The agency doesn’t lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnering lenders, community development organizations, and micro-lending institutions. The SBA reduces risk for lenders and makes it easier for them to access capital. That makes it easier for small businesses to get loans.
SBA reduces risk and enables easier access to capital.

Benefits of SBA-guaranteed loans

A man reviews financial documents and enters numbers into a calculator.
Competitive terms
SBA-guaranteed loans generally have rates and fees that are comparable to non-guaranteed loans.
Two women review documents.
Counseling and education
Some loans come with continued support to help you start and run your business.
A woman drops a coin into a coin jar.
Unique benefits
Lower down payments, flexible overhead requirements, and no collateral needed for some loans.

Stay safe

Protect yourself from predatory lenders by looking for warning signs.

Get $500 to $5.5 million to fund your business

Loans guaranteed by the SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital. Some loan programs set restrictions on how you can use the funds, so check with an SBA-approved lender when requesting a loan. Your lender can match you with the right loan for your business needs.
Graphic of a faucet, lightbulb, cash, and check.
Working capital
Like seasonal financing, export loans, revolving credit, and refinanced business debt.
Graphic of a computer screen, office chair, oven, and bulldozer
Fixed assets
Like furniture, real estate, machinery, equipment, construction, and remodeling.

Eligibility requirements

Lenders and loan programs have unique eligibility requirements. In general, eligibility is based on what a business does to receive its income, the character of its ownership, and where the business operates. Normally, businesses must meet size standards, be able to repay, and have a sound business purpose. Even those with bad credit may qualify for startup funding. The lender will provide you with a full list of eligibility requirements for your loan.
A storefront.
Be a for-profit business
The business is officially registered and operates legally.
A U.S. flag over an outline of the country.
Do business in the U.S.
The business is physically located and operates in the U.S. or its territories.
A pie chart.
Have invested equity
The business owner has invested their own time or money into the business.
A rejected loan application.
Exhaust financing options
The business cannot get funds from any other financial lender.

Fund your business with an SBA-guaranteed loan.

Get matched to an SBA-approved lender and find the best loans to start and grow your small business.

Need help? Get free business counseling.

Comments

Post a Comment

Popular posts from this blog

sBA Grants

2017 Hurricane Recovery: Get information about disaster assistance, or find out how you can help. LEARN MORE Translate SBA en español For Partners Newsroom Contact Us Register Log In Business Guide Funding Programs Contracting Learning Center Local Assistance About SBA Grants The SBA doesn’t give grants to start or expand a business. Small businesses and nonprofits conducting research and development can apply for grants at SBIR.gov. The SBA helps businesses find funding The Small Business Administration does not provide grants to start or expand a business. Instead, we help businesses get loans, surety bonds, and even find venture capital. See if you qualify for any of our  funding programs , or schedule to  meet with a counselor  to talk
Post a Comment
Read more

https://www.sba.gov/business-guide/plan/market-research-competitive-analysis

https://www.sba.gov/business-guide/plan/market-research-competitive-analysis Free small business data and trends There are many reliable sources that provide customer and market information at no cost. Free statistics are readily available to help prospective small business owners. Consider these types of business statistics in your market research and competitive analysis: Focus Goal Reference General business statistics Find statistics on industries, business conditions NAICS ,  FedStats ,  Statistical Abstract of the United States ,  U.S. Census Bureau Consumer statistics Gain info on potential customers, consumer markets Consumer Credit Data ,  Consumer Product Safety Demographics Segment the population for targeting customers American FactFinder ,  Bureau of Labor Statistics Economic indicators Know unemployment rates, loans granted and more Consumer Price Index
Post a Comment
Read more

Marketing and sales

https://www.sba.gov/business-guide/manage-your-business/marketing-and-sales Make a marketing plan Marketing takes time, money, and preparation. One of the best ways to stay on schedule and on budget is to make a marketing plan. It describes the actions you’ll take to persuade potential customers to buy your products or services. Your  business plan  should contain the central elements of your marketing strategy. Your marketing plan turns your strategy into action. Use these sections in your marketing plan Most marketing plans cover these topics. As always, use what works best for your business. Target market Describe your audience in detail. Look at the market’s size, demographics, unique traits, and trends that relate to demand for your business. Competitive advantage Describe what gives your product or service an advantage over the competition. It might be a better product, a lower price, or an excellent customer experience. Sometime
Post a Comment
Read more