(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){ (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o), m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m) })(window,document,'script','https://www.google-analytics.com/analytics.js','ga'); ga('create', 'UA-99108651-1', 'auto'); ga('send', 'pageview'); Small Business Admistration Funding Programs Loans Skip to main content

5 Truths To Outlast The Coronavirus Outbreak | Joseph Prince

<iframe width="480" height="270" src="https://www.youtube.com/embed/0_a-ffZoDsg?clip=

Small Business Admistration Funding Programs Loans

https://www.sba.gov/funding-programs/loans

2017 Hurricane Recovery: Get information about disaster assistance, or find out how you can help.
Close
A woman and a man review loan documents.

Loans

Start or expand your business with loans guaranteed by the Small Business Administration. Use Lender Match to find lenders that offer loans for your business.

The SBA helps small businesses get loans

The SBA works with lenders to provide loans to small businesses. The agency doesn’t lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnering lenders, community development organizations, and micro-lending institutions. The SBA reduces risk for lenders and makes it easier for them to access capital. That makes it easier for small businesses to get loans.
SBA reduces risk and enables easier access to capital.

Benefits of SBA-guaranteed loans

A man reviews financial documents and enters numbers into a calculator.
Competitive terms

SBA-guaranteed loans generally have rates and fees that are comparable to non-guaranteed loans.
Two women review documents.
Counseling and education

Some loans come with continued support to help you start and run your business.
A woman drops a coin into a coin jar.
Unique benefits

Lower down payments, flexible overhead requirements, and no collateral needed for some loans.

Stay safe

Protect yourself from predatory lenders by looking for warning signs.

Get $500 to $5.5 million to fund your business

Loans guaranteed by the SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital. Some loan programs set restrictions on how you can use the funds, so check with an SBA-approved lender when requesting a loan. Your lender can match you with the right loan for your business needs.
Graphic of a faucet, lightbulb, cash, and check.
Working capital

Like seasonal financing, export loans, revolving credit, and refinanced business debt.
Graphic of a computer screen, office chair, oven, and bulldozer
Fixed assets

Like furniture, real estate, machinery, equipment, construction, and remodeling.

Eligibility requirements

Lenders and loan programs have unique eligibility requirements. In general, eligibility is based on what a business does to receive its income, the character of its ownership, and where the business operates. Normally, businesses must meet size standards, be able to repay, and have a sound business purpose. Even those with bad credit may qualify for startup funding. The lender will provide you with a full list of eligibility requirements for your loan.
A storefront.
Be a for-profit business

The business is officially registered and operates legally.
A U.S. flag over an outline of the country.
Do business in the U.S.

The business is physically located and operates in the U.S. or its territories.
A pie chart.
Have invested equity

The business owner has invested their own time or money into the business.
A rejected loan application.
Exhaust financing options

The business cannot get funds from any other financial lender.

Fund your business with an SBA-guaranteed loan.

Get matched to an SBA-approved lender and find the best loans to start and grow your small business.

Need help? Get free business counseling.


Comments

Popular posts from this blog

Register your business Register your business to make it a distinct legal entity. How and where you need to register depends on your business structure and business location. Content Find out if you need to register your business Register with federal agencies Register with state agencies Register with local agencies Stay up to date with registration requirements Find out if you need to register your business Your location and business structure determine how you’ll need to register your business. Determine those factors first, and registration becomes very straightforward. For most small businesses, registering your business is as simple as registering your  business name  with state and local governments. In some cases, you don’t need to register at all. If you conduct business as yourself using your legal name, you won’t need to register anywhere. But remember, if you don’t register your business, you could miss out on personal l...
Fiber Optic Baby Mobile in Google Patents shows 0 results when searched as Fiber Optic Baby Mobile, https://patents.google.com/?q=Fiber+Opitic&q=Baby&q=Mobile   .  Fiber-Optic also shows a zero result.  Which it would be a good idea to proceed with the invention.  "Frisbee Disc Golf Billards" and its search in Google Patents has shown a zero result, https://patents.google.com/?q=Frisbee&q=Disc&q=Golf&assignee=Billards   .  Other things to think about are the materials necessary, weight, height, width, size.  Obviously, environmentally friendly, or recycled materials would be one of the ways that the "Fiber Optic Baby Mobile" & "Frisbee Disc Golf Disc Billards" could be made.  However, there is not a rule, nore is there law that says its necessary. Our corporation would then have to worry about purchasing environmental credits to offset the pollution and carbon footprint, so we have to be certain to capture and...

Grow your business, get more funding.

https://www.sba.gov/business-guide/grow-your-business/get-more-fundingGet more funding If your business is up and running but needs more capital, you can rely on familiar options. However, funding an existing business still requires slightly different preparation. Content Prepare to request more funding Choose your funding source Prepare to request more funding Anyone who gives you funds wants to feel confident that their investment will pay off. Prepare a business case and financial statements to convince lenders, crowdfunders, or investors to fund your small business. Make your business case You’ll need to make a solid business case for more funding. Produce a short statement with the total requested amount and specific reasons for it. Maybe your business is cyclical — like construction or education — and could use funding to get through expected slow periods. Or maybe it needs capital to invest in new machinery or launch a product ...